Keypoint Insurance risk specialist Steve Horn

Steve Horn set up Keypoint Insurance to create an insurance brokerage service that could provide affordable, tailored insurance solutions for people with personal and business assets to protect.

“My main driver was to work with people to put in place the right insurance solutions that will help them if the worst should happen. I am there to help make good decisions around getting the right level of cover for a good price, but also I will assist when making a claim to help alleviate some of the stress during an already difficult time. I would rather the client and their family focus on more important things, like getting through the trauma of a serious health event or loss.”

Steve’s expertise comes from his years spent working in the finance industry, dealing with risk assessment, asset protection and insurance.  He holds a National Certificate in Financial Service (Financial Advice) Level 5, and is a member of the Professional Advisors’ Association (PAA) and the Insurance and Financial Services Ombudsman Scheme (IFSO).

Tailored insurance quotes and regular policy reviews our key points of difference compared to retail insurance companies

The key points of difference when using KeyPoint Insurance are that you receive qualified independent advice and competitive pricing, comparing policy options from a number of different insurance companies, to put together an insurance package tailored specifically around your needs.

As your broker Steve is committed to providing ongoing support, and will follow up regularly with you to check your level of insurance still matches your needs. If necessary, he can revise your cover to match any changes in circumstance.

“It is important to me that my clients understand their insurance policies and why they are right for them and their families. This means they will remain committed to maintaining them, adjusting things as their lifestyles and circumstances change, but having that all important continuity of cover that will see them through whatever life throws at them further down the track.

Keypoint’s 6 step process for determining the right insurance cover for you

Steve’s commitment to building a relationship with each client and providing an insurance solution that is truly tailored to your individual requirements starts with Keypoint’s six step process:

  1. Agree on the areas of advice requested
  2. Gather all necessary facts of your situation and identify your specific needs and objectives
  3. Develop strategies to meet your needs and objectives and prepare a written statement of advice
  4. Present written recommendations and apply for those agreed upon
  5. Work with insurers to obtain suitable policy terms on your behalf
  6. Review your circumstances on a regular basis and assist with any claims that may arise