Personal insurance advice for affordable continuous cover
Keypoint Insurance provides independent advice and tailored insurance packages across a wide range of personal insurance cover to protect your assets and provide financial security for your family in the event of a major health event or loss of life. Our commitment to our clients is to achieve the most appropriate level of cover to suit your situation now and be sustainable and affordable into the future.
Life insurance pays a lump sum or fixed monthly amount on death or diagnosis of a terminal illness where your life expectancy is less than 12 months.
Total and Permanent Disablement
Provides a lump sum payment if you become permanently disabled.
Pays a lump sum on diagnosis of a large range of conditions e.g. cancer, stroke, heart attack.
Income protection pays you a regular sum to partially replace your income if you cannot work due to sickness or injury, or can top up ACC payments if your inability to work was due to an accident. The premium can be a tax deductible expense for many, even when employed.
Covers you for a regular sum based on your mortgage payments if you cannot work due to sickness or injury and pays in addition to ACC if your inability to work is due to accident.
Health insurance provides cover for non-urgent medical care, specialists and tests, and streamlines your access to private health services avoiding waiting lists for elective surgery like hip replacements or cataracts or expensive cancer treatments which are not publicly funded (non-PHARMAC).
Accidental Death/Accidental Injury
This is a cheaper alternative to standard insurance and can pay a lump sum or regular sum following death or injury by accident.
Guaranteed Acceptance Life Cover
Provides a life cover option for those who have been declined due to existing medical conditions.
Designed to provide cover for the cost of your funeral to take the financial burden away from your family.